2023-09-28 14:46:10 +00:00
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abstract: 'This study examines the impact of microcredit on male and female time
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use, and draws on this analysis to explore the linkages between credit
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and women''s empowerment. A study of time use can help understand these
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linkages, because if credit is intended to improve women''s livelihoods,
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it can also be expected to influence the way women allocate their time.
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Its other advantages are that it does not suffer from much time lag and
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can be objectively measured. Using household survey data from rural
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India, the findings show that while microcredit has little impact on
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women''s time use, it helps their husbands move away from wage work
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(associated with bad pay and low status) to self-employment. This is
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because women''s loans are typically used to enhance male ownership of
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the household''s productive assets. Further, it is found that it is only
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women who use loans in self-managed enterprises who are able to allocate
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more time to self-employment. If credit is intended to increase the
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value of women''s work time, it follows that it is not access to loans
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but use of loans that matters. Ensuring women''s control over
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loan-created assets must therefore be a critical policy objective.'
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affiliation: 'Garikipati, S (Corresponding Author), Univ Liverpool, Sch Management,
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Liverpool L69 3BX, Merseyside, England.
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Univ Liverpool, Sch Management, Liverpool L69 3BX, Merseyside, England.'
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author: Garikipati, Supriya
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author-email: S.Garikipati@liv.ac.uk
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author_list:
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- family: Garikipati
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given: Supriya
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da: '2023-09-28'
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doi: 10.1111/j.1467-7660.2012.01780.x
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files: []
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issn: 0012-155X
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journal: DEVELOPMENT AND CHANGE
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keywords-plus: 'ALLOCATION; CREDIT; IMPACT; LABOR; BANGLADESH; MICROFINANCE; GENDER;
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RIGHTS; NEPAL; LAND'
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language: English
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month: MAY
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number: '3'
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number-of-cited-references: '55'
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orcid-numbers: Garikipati, Supriya/0000-0001-8576-8227
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pages: 719-750
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papis_id: 70ad45a763b5543c00591be50b51bf63
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ref: Garikipati2012microcreditwomens
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times-cited: '46'
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title: 'Microcredit and Women''s Empowerment: Through the Lens of Time-Use Data from
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Rural India'
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2023-10-01 08:15:07 +00:00
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type: article
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2023-09-28 14:46:10 +00:00
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unique-id: WOS:000304149300005
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usage-count-last-180-days: '0'
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usage-count-since-2013: '62'
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volume: '43'
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web-of-science-categories: Development Studies
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year: '2012'
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