2023-09-28 14:46:10 +00:00
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abstract: 'The aim of this paper is to examine differences in life expectancy (LE)
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between self-employed (SE) and paid employee (PE) workers when they
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become retirement pensioners, looking at levels of pension income using
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administrative data from Spanish social security records. We draw on the
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Continuous Sample of Working Lives (CSWL) to quantify changes in total
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life expectancy at age 65 (LE65) among retired men over the longest
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possible period covered by this data source: 2005-2018. These changes
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are broken down by pension regime and initial pension income level for
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three periods. The literature presents mixed evidence, even for the same
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country-for Japan and Italy, for example-with some studies pointing to
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higher life expectancy for SE than for PE retirement pensioners while
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others argue the opposite. In Spain, LE65 is slightly higher for the SE
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than for PE workers when retirement pensioners. For 2005-2010, a gap in
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life expectancy of 0.23 years between SE and PE retirement pensioners is
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observed. This widens to 0.55 years for 2014-2018. A similar trend can
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be seen if pension income groups are considered. For 2005-2010, the gap
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in LE65 between pensioners in the lowest and highest income groups is
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1.20 years. This widens over time and reaches 1.51 years for 2014-2018.
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Although these differences are relatively small, they are statistically
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significant. According to our research, the implications for policy on
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social security are evident: differences in life expectancy by
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socioeconomic status and pension regime should be taken into account for
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a variety of issues involving social security schemes. These include
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establishing the age of eligibility for retirement pensions and early
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access to benefits, computing the annuity factors used to determine
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initial retirement benefits and valuing the liabilities taken on for
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retirement pensioners.'
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affiliation: 'Gonzalez, JMPS (Corresponding Author), Univ Valencia, Dept Financial
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Econ \& Actuarial Sci, Ave Naranjos S-N, Valencia 46022, Spain.
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Gonzalez, JMPS (Corresponding Author), Univ Complutense Madrid, Inst Complutense
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Anal Econ, Madrid, Spain.
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Gonzalez, JMPS (Corresponding Author), UNSW, Ctr Excellence Populat Ageing Res CEPAR,
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Sydney, NSW, Australia.
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Perez-Salamero Gonzalez, Juan Manuel; Vidal-Melia, Carlos, Univ Valencia, Dept Financial
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Econ \& Actuarial Sci, Ave Naranjos S-N, Valencia 46022, Spain.
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Regulez-Castillo, Marta, Univ Basque Country UPV EHU, Dept Quantitat Methods, Avda
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Lehendakari Aguirre 84, Bilbao 48015, Spain.
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Perez-Salamero Gonzalez, Juan Manuel, Univ Complutense Madrid, Inst Complutense
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Anal Econ, Madrid, Spain.
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Perez-Salamero Gonzalez, Juan Manuel, UNSW, Ctr Excellence Populat Ageing Res CEPAR,
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Sydney, NSW, Australia.'
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author: Perez-Salamero Gonzalez, Juan Manuel and Regulez-Castillo, Marta and Vidal-Melia,
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Carlos
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author-email: 'juan.perez-salamero@uv.es
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marta.regulez@ehu.eus
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carlos.vidal@uv.es'
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author_list:
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- family: Perez-Salamero Gonzalez
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given: Juan Manuel
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- family: Regulez-Castillo
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given: Marta
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- family: Vidal-Melia
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given: Carlos
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da: '2023-09-28'
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doi: 10.1007/s10680-021-09585-1
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earlyaccessdate: MAY 2021
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eissn: 1572-9885
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files: []
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issn: 0168-6577
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journal: EUROPEAN JOURNAL OF POPULATION-REVUE EUROPEENNE DE DEMOGRAPHIE
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keywords: 'Continuous sample of working lives; Life expectancy; Paid employees;
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Retirement; Self-employed; Spain'
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keywords-plus: 'FOLLOW-UP; SOCIOECONOMIC DIFFERENCES; R PACKAGE; OLD-AGE; MORTALITY;
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INEQUALITIES; HEALTH; INCOME; DETERMINANTS; ASSOCIATION'
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language: English
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month: JUL
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number: '3'
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number-of-cited-references: '47'
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orcid-numbers: 'VIDAL-MELIA, CARLOS/0000-0002-7227-5076
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Pérez-Salamero González, Juan Manuel/0000-0001-7710-4869
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REGULEZ CASTILLO, MARTA/0000-0002-4694-5144'
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pages: 697-725
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papis_id: 68ab5b26fdc5d1d0aab2242ff320757b
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ref: Perezsalamerogonzalez2021differenceslife
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researcherid-numbers: 'VIDAL-MELIA, CARLOS/AAH-9010-2020
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Pérez-Salamero González, Juan Manuel/H-8873-2015
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'
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times-cited: '2'
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title: 'Differences in Life Expectancy Between Self-Employed Workers and Paid Employees
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when Retirement Pensioners: Evidence from Spanish Social Security Records'
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2023-10-01 08:15:07 +00:00
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type: article
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2023-09-28 14:46:10 +00:00
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unique-id: WOS:000648846500001
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usage-count-last-180-days: '0'
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usage-count-since-2013: '11'
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volume: '37'
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web-of-science-categories: Demography
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year: '2021'
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