2023-09-28 14:46:10 +00:00
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abstract: 'This article provides an overview of the basic facts of old age in the
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United States, including a description of the retirement programs
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commonly available to the elderly and an examination of gender
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differences in the retirement experience. Women''s greater economic
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insecurity relative to men during the retirement years is closely linked
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to their different work experiences, including differences in earnings,
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years of employment, Social Security earnings records, and likelihood of
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pension participation and receipt. Decisions about marriage, childbirth,
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and caregiving, as well as societal expectations and arrangements, also
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affect women''s retirement security. Women are also disproportionately
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affected by risks associated with their longer lifespans and chronic
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health conditions that often result in women outliving their income and
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assets, losing access to a spouse''s resources, paying high out-of-pocket
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medical expenses, and requiring long-term care. Many more older women
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than men live alone and among the elderly the poverty rate is highest
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among single women living alone. After exploring the sources of women''s
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retirement insecurity, the article concludes with brief recommendations
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for reform. The aging of the baby boom and the global financial crisis
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of 2008 combine to raise questions about the future of retirement. The
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authors argue it is important for policymakers and advocates to work to
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improve retirement security in the United States and strengthen Social
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Security for all, preserving those features of Social Security that work
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well for older women, while also reforming the outdated aspects of the
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Social Security system that disadvantage women.'
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affiliation: 'English, A (Corresponding Author), Inst Womens Policy Res, 1707 L St
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NW,Suite 750, Washington, DC 20036 USA.
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Hartmann, Heidi; English, Ashley, Inst Womens Policy Res, Washington, DC 20036 USA.'
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article-number: PII 912766394
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author: Hartmann, Heidi and English, Ashley
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author-email: english@iwpr.org
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author_list:
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- family: Hartmann
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given: Heidi
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- family: English
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given: Ashley
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da: '2023-09-28'
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doi: 10.1080/15544770902901932
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eissn: 1554-4788
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files: []
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issn: 1554-477X
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journal: JOURNAL OF WOMEN POLITICS \& POLICY
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keywords: 'women; employment; Social Security; pensions; retirement security;
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marriage; aging; health'
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language: English
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number: 2-3
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number-of-cited-references: '48'
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pages: 109-140
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papis_id: f3f1a73da5b8aa1137554c29d7da2810
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ref: Hartmann2009olderwomens
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times-cited: '15'
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title: 'Older Women''s Retirement Security: A Primer'
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2023-10-01 08:15:07 +00:00
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type: article
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2023-09-28 14:46:10 +00:00
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unique-id: WOS:000267463200003
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usage-count-last-180-days: '1'
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usage-count-since-2013: '19'
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volume: '30'
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web-of-science-categories: Political Science; Women's Studies
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year: '2009'
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