2023-09-28 14:46:10 +00:00
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abstract: 'Minority ethnic groups have low income in later life from private
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pensions, partly due to shorter employment records in Britain since
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migration. Yet disadvantage and discrimination in the labour market, as
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well as differences in cultural norms concerning women''s employment, may
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lead to persistence of ethnic variation in private pension acquisition.
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Little is known about the pension arrangements made by men and women in
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minority ethnic groups during the working life.
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This paper examines the extent of ethnic disadvantage in private pension
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scheme arrangements and analyses variation according to gender and
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specific ethnic group, using three years of the British Family Resources
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Survey, which provides information on over 97,000 adults aged 20-59,
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including over 5,700 from ethnic minorities.
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Both men and women in minority ethnic groups were less likely to have
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private pension coverage than their white counterparts but the extent of
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the difference was most marked for Pakistanis and Bangladeshis.
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Ethnicity interacted with gender, so that Blacks showed the least gender
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inequality in private pension arrangements, reflecting the relatively
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similar full-time employment rates of Black men and women. A minority
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ethnic disadvantage in private pension coverage, for both men and women,
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remained after taking account of age, marital and parental status, years
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of education, employment variables, class and income.
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The research suggests that minority ethnic groups - especially women -
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will be disproportionately dependent on means-tested benefits in later
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life, due to the combined effects of low private pension coverage and
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the policy of shifting pension provision towards the private sector.'
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affiliation: 'Ginn, J (Corresponding Author), Univ Surrey, Dept Sociol, Ctr Res Ageing
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\& Gender, Guildford GU2 5XH, Surrey, England.
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Univ Surrey, Dept Sociol, Ctr Res Ageing \& Gender, Guildford GU2 5XH, Surrey, England.'
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author: Ginn, J and Arber, S
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author_list:
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- family: Ginn
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given: J
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- family: Arber
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given: S
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da: '2023-09-28'
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files: []
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issn: 0007-1315
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journal: BRITISH JOURNAL OF SOCIOLOGY
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keywords: ethnicity; gender; pensions; privatization; inequality
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keywords-plus: OCCUPATIONAL WELFARE; EMPLOYMENT
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language: English
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number: '3'
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number-of-cited-references: '25'
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pages: 519-539
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papis_id: 03bccb29053572539b80003a65397268
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ref: Ginn2001pensionprospects
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times-cited: '28'
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title: 'Pension prospects of minority ethnic groups: inequalities by gender and ethnicity'
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2023-10-01 08:15:07 +00:00
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type: article
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2023-09-28 14:46:10 +00:00
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unique-id: WOS:000170766300007
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usage-count-last-180-days: '1'
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usage-count-since-2013: '8'
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volume: '52'
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web-of-science-categories: Sociology
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year: '2001'
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