wow-inequalities/02-data/intermediate/wos_sample/891ebab66a7cd75b9618337ba2379cdb-walega-agnieszka-an/info.yaml

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2023-09-28 14:46:10 +00:00
abstract: 'Objective: The objective of the article is to assess financial situation
and debt repayments in households of self-employed individuals and
compare them to these of other types of households. The article aims to
identify the determinants of over-indebtedness.
Research Design \& Methods: The study focuses on households of
self-employed. The results are based on a nationwide CATI survey
conducted among 1107 Polish indebted households. Theoretical models of
the income distribution (log-logistic, Burr III) and the
power-exponential model were used to achieve the research goals.
Findings: The economic status of indebted households differentiates
income and debt repayments distributions. Self-employed households have
a better financial situation and greater inequalities than households of
the paid employees and individuals sustaining themselves from other
sources of income. The debt repayments of entrepreneurs are higher than
in households of paid employees but lower than in other groups of
households. The determinants of over-indebtedness are essentially
similar regardless of the work status, but the impact of income, number
of loans, and debt type on over-indebtedness is greater for
self-employed households.
Implications \& Recommendations: The results on the debt repayments
distribution and determinants of over-indebtedness may be helpful in
creating regulations that preventing household bankruptcies and policies
aimed at combating social exclusion.
Contribution \& Value Added: Introducing the issue of self-employment
into the discussion on income and debt distribution and identifying the
over-indebtedness among households of self-employed. To assess the debt
repayments, we adopt theoretical income distributions and unique source
of data on Polish households in debt.'
affiliation: 'Walega, A (Corresponding Author), Cracow Univ Econ, Dept Stat, Ul Rakowicka
27, PL-31510 Krakow, Poland.
Walega, G (Corresponding Author), Cracow Univ Econ, Dept Microecon, Ul Rakowicka
27, PL-31510 Krakow, Poland.
Walega, Agnieszka, Cracow Univ Econ, Dept Stat, Coll Econ Finance \& Law, Krakow,
Poland.
Walega, Grzegorz, Cracow Univ Econ, Dept Microecon, Coll Econ Finance \& Law, Krakow,
Poland.'
author: Walega, Agnieszka and Walega, Grzegorz
author-email: 'agnieskza.walega@uek.krakow.pl
grzegorz.walega@uek.krakow.pl'
author_list:
- family: Walega
given: Agnieszka
- family: Walega
given: Grzegorz
da: '2023-09-28'
doi: 10.15678/EBER.2021.090404
eissn: 2353-8821
files: []
issn: 2353-883X
journal: ENTREPRENEURIAL BUSINESS AND ECONOMICS REVIEW
keywords: 'self-employed; household; over-indebtedness; income distribution; debt
repayments'
keywords-plus: ENTREPRENEURSHIP; INEQUALITY; CREDIT; WOMEN
language: English
month: DEC
number: '4'
number-of-cited-references: '67'
orcid-numbers: 'Wałęga, Grzegorz/0000-0002-4355-5204
Walega, Agnieszka/0000-0002-6386-0433'
pages: 51-65
papis_id: 525179a7f8eb1890652f9f2fff09c588
ref: Walega2021selfemploymentoverin
researcherid-numbers: 'Wałęga, Grzegorz/T-9206-2019
'
times-cited: '0'
title: 'Self-employment and over-indebtedness in Poland: Modelling income and debt
repayments distribution'
2023-10-01 08:15:07 +00:00
type: article
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unique-id: WOS:000720992300003
usage-count-last-180-days: '2'
usage-count-since-2013: '8'
volume: '9'
web-of-science-categories: Economics
year: '2021'