abstract: 'In analysing heterosexual couples'' work-family arrangements over time and space, the comparative social policy literature has settled on the framework of the `male-breadwinner'' versus the `dual-earner'' family. Yet, in assuming men in couple-families are (full-time) employed, this framework overlooks another work-family arrangement, which is the `female-breadwinner'' couple. Including female-breadwinner couples matters because of their growing prevalence and, as our analysis shows, greater economic vulnerability. We perform descriptive and regression analyses of Luxembourg Income Study microdata to compare household incomes for female-breadwinner couples and other couple-types across 20 industrialized countries. We then consider how labour earnings and benefit incomes vary for `pure'' breadwinner couples - comprising one wage-earner and one inactive/unemployed partner - according to the gender of the breadwinner. We find that pure female breadwinners have lower average individual earnings than male breadwinners, even after controlling for sociodemographic characteristics and occupational and working-time differences. Furthermore, welfare systems across most countries are not working hard enough to compensate for the female breadwinner earnings penalty, including in social-democratic countries. Once controls are included in our regression models, it never happens that pure female breadwinners have higher disposable household incomes than pure male breadwinners. Thus, our study adds to a growing body of evidence showing that female-breadwinner families sit at the intersection of multiple disadvantages. In turn, these couples offer comparative scholars of the welfare state an `acid test'' case study for how effectively families are protected from social risk. Our results additionally highlight how cross-national differences in the female breadwinner income disadvantage do not fit neatly with established welfare typologies, suggesting that other factors - in particular, labour market characteristics and the economic cycle - are also at play.' affiliation: 'Kowalewska, H (Corresponding Author), Univ Oxford, Dept Social Policy \& Intervent, 32 Wellington Sq, Oxford OX1 2ER, England. Kowalewska, Helen, Univ Oxford, Oxford, England. Vitali, Agnese, Univ Trento, Trento, Italy.' article-number: 0958928720971094 author: Kowalewska, Helen and Vitali, Agnese author-email: Helen.Kowalewska@spi.ox.ac.uk author_list: - family: Kowalewska given: Helen - family: Vitali given: Agnese da: '2023-09-28' doi: 10.1177/0958928720971094 earlyaccessdate: DEC 2020 eissn: 1461-7269 files: [] issn: 0958-9287 journal: JOURNAL OF EUROPEAN SOCIAL POLICY keywords: 'female breadwinners; Luxembourg Income Study; gender; breadwinning; earnings; household employment; male-breadwinner model; work\&\#8211; family arrangements; women\&\#8217; s employment' keywords-plus: 'WORK; GENDER; MODEL; LABOR; POLICIES; WOMEN; MOTHERHOOD; RECESSION; PATTERNS; COUPLES' language: English month: MAY number: '2' number-of-cited-references: '44' orcid-numbers: Vitali, Agnese/0000-0003-0029-9447 pages: 125-142 papis_id: 485a410e9ede1e65381688fa25abb48a ref: Kowalewska2021breadwinningbreadlin times-cited: '16' title: Breadwinning or on the breadline? Female breadwinners' economic characteristics across 20 welfare states type: Article unique-id: WOS:000599245200001 usage-count-last-180-days: '0' usage-count-since-2013: '8' volume: '31' web-of-science-categories: Public Administration; Social Issues year: '2021'