abstract: 'This study provides empirical evidence of the gender gap in retirement

  savings trajectories using a large longitudinal Australian database. The

  persistent trend of retirement income policy over recent decades has

  been to place responsibility for retirement savings accumulation with

  the individual employee. These plans are fundamentally linked to

  employment conditions and individual choices, which shape retirement

  savings trajectories and outcomes. Australia has a mature compulsory

  system and thus provides insight for countries embarking on similar

  paths. This study shows that the gender gap in retirement savings is

  observable from early on in an individual''s paid working life and

  persists over time, providing evidence that women are disadvantaged

  early in their careers, with few signs of improvement. Men, in contrast,

  are overrepresented in the upper quartile of growth in retirement

  savings. This study provides important empirical evidence for

  policymakers concerned with gender differences in retirement outcomes.'
affiliation: 'Feng, J (Corresponding Author), Monash Univ, Banking \& Finance, 900
  Dandenong Rd, Caulfield, Vic 3145, Australia.

  Feng, Jun, Monash Univ, Banking \& Finance, 900 Dandenong Rd, Caulfield, Vic 3145,
  Australia.

  Gerrans, Paul, Univ Western Australia, Accounting \& Finance, 35 Stirling Highway,
  Crawley 6009, Australia.

  Moulang, Carly, Monash Univ, Accounting, POB 197, Caulfield, Vic, Australia.

  Whiteside, Noel, Univ Warwick, Inst Employment Res, Coventry, W Midlands, England.

  Strydom, Maria, Monash Univ, Finance, Caulfield, Vic, Australia.'
author: Feng, Jun and Gerrans, Paul and Moulang, Carly and Whiteside, Noel and Strydom,
  Maria
author-email: 'Jimmy.Feng@monash.edu

  Paul.Gerrans@uwa.edu.au

  carly.moulang@monash.edu

  N.Whiteside@warwick.ac.uk'
author_list:
- family: Feng
  given: Jun
- family: Gerrans
  given: Paul
- family: Moulang
  given: Carly
- family: Whiteside
  given: Noel
- family: Strydom
  given: Maria
da: '2023-09-28'
doi: 10.1080/13545701.2018.1533250
eissn: 1466-4372
files: []
issn: 1354-5701
journal: FEMINIST ECONOMICS
keywords: Gender inequality; pensions; social policy
keywords-plus: 'MOTHERHOOD WAGE PENALTY; GENDER EQUALITY; LATER LIFE; PENSION; WORK;

  HISTORIES; INCOMES; POLICY; DUTCH; MODEL'
language: English
month: JAN 2
number: '1'
number-of-cited-references: '64'
orcid-numbers: Gerrans, Paul/0000-0002-5690-7141
pages: 145-173
papis_id: fb49f4a3762ab2d2019cf89f9a165452
ref: Feng2019whywomen
researcherid-numbers: 'Moulang, Carly/O-4456-2014

  '
times-cited: '18'
title: 'Why Women Have Lower Retirement Savings: The Australian Case'
type: Article
unique-id: WOS:000454949600006
usage-count-last-180-days: '5'
usage-count-since-2013: '27'
volume: '25'
web-of-science-categories: Economics; Women's Studies
year: '2019'