abstract: 'Minority ethnic groups have low income in later life from private

  pensions, partly due to shorter employment records in Britain since

  migration. Yet disadvantage and discrimination in the labour market, as

  well as differences in cultural norms concerning women''s employment, may

  lead to persistence of ethnic variation in private pension acquisition.

  Little is known about the pension arrangements made by men and women in

  minority ethnic groups during the working life.

  This paper examines the extent of ethnic disadvantage in private pension

  scheme arrangements and analyses variation according to gender and

  specific ethnic group, using three years of the British Family Resources

  Survey, which provides information on over 97,000 adults aged 20-59,

  including over 5,700 from ethnic minorities.

  Both men and women in minority ethnic groups were less likely to have

  private pension coverage than their white counterparts but the extent of

  the difference was most marked for Pakistanis and Bangladeshis.

  Ethnicity interacted with gender, so that Blacks showed the least gender

  inequality in private pension arrangements, reflecting the relatively

  similar full-time employment rates of Black men and women. A minority

  ethnic disadvantage in private pension coverage, for both men and women,

  remained after taking account of age, marital and parental status, years

  of education, employment variables, class and income.

  The research suggests that minority ethnic groups - especially women -

  will be disproportionately dependent on means-tested benefits in later

  life, due to the combined effects of low private pension coverage and

  the policy of shifting pension provision towards the private sector.'
affiliation: 'Ginn, J (Corresponding Author), Univ Surrey, Dept Sociol, Ctr Res Ageing
  \& Gender, Guildford GU2 5XH, Surrey, England.

  Univ Surrey, Dept Sociol, Ctr Res Ageing \& Gender, Guildford GU2 5XH, Surrey, England.'
author: Ginn, J and Arber, S
author_list:
- family: Ginn
  given: J
- family: Arber
  given: S
da: '2023-09-28'
files: []
issn: 0007-1315
journal: BRITISH JOURNAL OF SOCIOLOGY
keywords: ethnicity; gender; pensions; privatization; inequality
keywords-plus: OCCUPATIONAL WELFARE; EMPLOYMENT
language: English
number: '3'
number-of-cited-references: '25'
pages: 519-539
papis_id: 03bccb29053572539b80003a65397268
ref: Ginn2001pensionprospects
times-cited: '28'
title: 'Pension prospects of minority ethnic groups: inequalities by gender and ethnicity'
type: Article
unique-id: WOS:000170766300007
usage-count-last-180-days: '1'
usage-count-since-2013: '8'
volume: '52'
web-of-science-categories: Sociology
year: '2001'