abstract: 'There is growing concern that health policies and programmes may be contributing to disparities in health and wealth between and within households in low-income settings. However, there is disagreement concerning which combination of health and non-health sector interventions might best protect the poor. Potentially promising interventions include those that build on the social resources that have been found to be particularly critical for the poor in preventing and coping with illness costs. In this paper we present data on the role of one form of social resourcecommunity-based organizations (CBOs) - in household ability to pay for health care on the Kenyan coast. Data were gathered from a rural and an urban setting using individual interviews (n = 24), focus group discussions (n = 18 in each setting) and cross-sectional surveys (n = 294 rural and n = 576 urban households). We describe the complex hierarchy of CBOs operating at the strategic, intermediate and local level in both settings, and comment on the potential of working through these organizations to reach and protect the poor. We highlight the challenges around several interventions that are of particular international interest at present: community-based health insurance schemes; micro-finance initiatives; and the removal of primary care user fees. We argue the importance of identifying and building upon organizations with a strong trust base in efforts to assist households to meet treatment costs, and emphasize the necessity of reducing the costs of services themselves for the poorest households.' affiliation: 'Molyneux, C (Corresponding Author), Ctr Geog Med Res, Wellcome Trust Collaborat Res Programme, KEMRI, POB 230, Kilifi, Kenya. Ctr Geog Med Res, Wellcome Trust Collaborat Res Programme, KEMRI, Kilifi, Kenya. Med San Frontieres Holland, NL-1001 EA Amsterdam, Netherlands. Univ Witwatersrand, Ctr Hlth Policy, Johannesburg, South Africa. Univ London London Sch Hyg \& Trop Med, London WC1E 7HT, England.' author: Molyneux, Catherine and Hutchison, Beryl and Chuma, Jane and Gilson, Lucy author-email: SMolyneux@kilifi.kemri-wellcome.org author_list: - family: Molyneux given: Catherine - family: Hutchison given: Beryl - family: Chuma given: Jane - family: Gilson given: Lucy da: '2023-09-28' doi: 10.1093/heapol/czm031 files: [] issn: 0268-1080 journal: HEALTH POLICY AND PLANNING keywords: 'illness; ability to pay; social relations; community-based organizations; community financing; user fees; micro-finance; trust' keywords-plus: 'SUB-SAHARAN AFRICA; PRIVATE-SECTOR; LOW-INCOME; INSURANCE; EXPERIENCE; VIEWPOINT; COUNTRIES; DELIVERY; SERVICES; POVERTY' language: English month: NOV number: '6' number-of-cited-references: '50' orcid-numbers: 'Gilson, Lucy/0000-0002-2775-7703 Molyneux, Catherine/0000-0001-9522-416X' pages: 381-392 papis_id: 3c1e3ea9b209b80cba1087a98d8e535a ref: Molyneux2007rolecommunitybased researcherid-numbers: 'Gilson, Lucy/R-8846-2019 Molyneux, Catherine/HGB-8464-2022' times-cited: '29' title: The role of community-based organizations in household ability to pay for health care in Kilifi District, Kenya type: Article unique-id: WOS:000251036200004 usage-count-last-180-days: '0' usage-count-since-2013: '11' volume: '22' web-of-science-categories: Health Care Sciences \& Services; Health Policy \& Services year: '2007'