abstract: 'The Spanish pension system shows important gender differences both in the gap in non-coverage rate and in the gap of pension incomes. About 60 percent of women aged 65 years or over do not have a contributory retirement pension. Widowhood pensions play an important role to extend the coverage of contributory pensions and reduces the poverty of women. These gaps are the consequences of gender differences in employment such as salaries, working hours and duration of working life. Also, there is a strong cultural component which implies the traditional role of women as the caretakers of their families. The Social Security system is currently undergoing changes which mainly affect retirement pensions. The main effect of the Spanish reforms on pensioners consists in lowering pensions and adds to the women''s pensions some negative impacts such as the penalization of short work careers and careers with low intensity of time worked (part-time and others). Also, the sustainability factor based on the life expectancy will affect in greater proportion in women than in men. It should be considered alternatives measures to reconcile finance sustainability and adequacy of pension systems in the context of ageing populations. Policies for reducing gender gaps in pay, working hours and career length are, likewise, active means of narrowing the gender gap in pensions which will contribute to lowering the risks of poverty in women.' affiliation: 'Montserrat, J (Corresponding Author), Ctr Social Policy Studies, Jerusalem, Israel. Montserrat, Julia, Ctr Social Policy Studies, Jerusalem, Israel.' author: Montserrat, Julia author-email: jmontserratc@gmail.com author_list: - family: Montserrat given: Julia booktitle: 'PROCEEDINGS OF PENCON 2018 PENSIONS CONFERENCE: CONTEMPORARY PROBLEMS OF INTERGENERATIONAL RELATIONS AND PENSION SYSTEMS: A THEORETICAL AND EMPIRICAL PERSPECTIVE' da: '2023-09-28' editor: Chybalski, F and Marcinkiewicz, E files: [] isbn: 978-83-7283-900-8 keywords: 'gender economics; pensions; public finance; retirement policy; social security' language: English note: Pensions Conference (PenCon), Lodz, POLAND, APR 19-20, 2018 number-of-cited-references: '15' orcid-numbers: MONTSERRAT, JULIA/0000-0002-6798-6973 pages: 164-173 papis_id: 3d837b3f08f1132ceabf649172ff75fc ref: Montserrat2018spanishretirement researcherid-numbers: MONTSERRAT, JULIA/ABF-8043-2021 times-cited: '0' title: SPANISH RETIREMENT PENSIONS SYSTEM. GENDER IMPACT ON INEQUALITY AND POVERTY type: Proceedings Paper unique-id: WOS:000470276200014 usage-count-last-180-days: '1' usage-count-since-2013: '4' web-of-science-categories: Business, Finance; Economics year: '2018'